scheduleLimited-time pricing for IC-38, ends 15 August, Independence Day
IC-38 mock tests - 50-question papers, English & Hindi.
Exam-pattern IC-38 mock tests for life, general and composite agents. Every paper is 50 questions in 60 minutes, scored instantly against the real 18/50 pass mark, with a plain-language explanation for every answer - updated to the latest III/IRDAI syllabus.
50
Questions
60 min
Duration
18/50
Pass Mark
Instant
Result
Everything below, for IC-38 Premium. One payment, no subscription.
boltEnroll Now, ₹99arrow_forwardlockSecure checkout · Instant access
Why candidates fail IC-38
They read the III handbook once but never practise scenario-style questions - the real paper tests application, not recall.
They prepare in English but sit the paper in their own language (or vice-versa), and lose easy marks to unfamiliar wording.
A failed attempt means re-booking, paying the exam fee again and stalling your agency licence - while your insurer sponsorship loses momentum.
How IC-38 is actually structured
IC-38 is a single objective-type paper delivered online at IRDAI-authorised test centres, with results shown instantly on submission. Candidates first complete mandatory pre-recruitment training - 50 hours for a single line (life or general) and 75 hours for a composite licence - then sit a 50-question, 50-mark multiple-choice exam of 1 hour. There is no negative marking, and the paper is available in English, Hindi and 11+ regional languages.
Full syllabus coverage
Insurance Principles & Fundamentals
- check_circleRisk and its management
- check_circlePrinciples of insurance
- check_circleRole of the insurance agent
Regulatory Framework (IRDAI)
- check_circleIRDAI Act & functions
- check_circleAgent code of conduct
- check_circleAML / KYC norms
Life Insurance
- check_circleTerm, endowment, ULIPs & annuities
- check_circlePremiums, bonus & surrender value
- check_circleUnderwriting & proposal forms
General Insurance
- check_circleMotor, fire & marine insurance
- check_circleHealth & personal accident
- check_circleCommercial / liability covers
Policy Servicing & Claims
- check_circleFree-look period, nomination
- check_circleClaims procedure & settlement
- check_circleInsurance Ombudsman
Built specifically for IC-38 Premium
Full-length mock tests
Unlimited 50-question, 60-minute papers for the life, general and composite variants - the exact exam format.
Chapter-wise MCQs
Practise every syllabus chapter - principles, regulations, policy servicing, claims - until it holds.
English + Hindi
Every question available in both languages, so you practise in the language you'll sit the paper in.
Every answer explained
A clear explanation on every question - learn from each mistake instead of repeating it.
A failed IC-38 attempt means a fresh exam fee, a new slot and weeks of delay before you can sell. Premium costs less than one policy commission - once.
Updated for 2026
Content tracks the latest official syllabus and pattern.
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No subscription
One payment. Full access until your exam is done.
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Unlimited mocks, the complete question bank and every explanation - ₹99, one payment.
boltEnroll Now - ₹99Questions people ask
Are the mock tests the same pattern as the real IC-38 exam?
Yes - 50 multiple-choice questions in 60 minutes, mixed across the common and licence-specific sections, scored against the real 35% (18/50) pass mark with no negative marking.
Is IC-38 practice available in Hindi?
Yes. Every mock test and practice question is available in English and Hindi - switch languages any time.
How many marks do I need to pass IC-38?
18 out of 50 (35%). We recommend consistently scoring 35+ in mocks before booking your slot, so exam-day nerves have a margin.
What's the difference between the life, general and composite variants?
The common section is shared; you then answer the section for your licence - life, general, or both (composite). Composite needs 75 hours of training vs 50 for a single line, and the mock tests cover all three.
How many attempts do I get?
There's no fixed cap - if you don't pass, you can re-book and re-attempt the exam (paying the III fee again) until you clear it. Enough practice on the real 50-question format usually settles it in one try.
How much does the IC-38 exam itself cost (separate from this)?
The III exam fee is typically ₹150–₹700, and training adds ₹150–₹3,000 depending on mode. This ₹99 unlock is separate - it's your practice and mock-test layer, not the official exam fee.
Can I practise on my phone?
Yes - practice works on any phone or laptop browser, and in the PrepClever app. Your progress syncs across devices.
Is there a free way to try before I buy?
Yes - free IC-38 practice questions are open with no signup, so you can see the question style before deciding. Premium adds the full 50-question mocks, both languages and an explanation on every answer.
What exactly does ₹99 unlock?
All full-length IC-38 mocks, all chapter-wise question banks in both languages, and explanations on every answer. One payment - no subscription.
Your IC-38 slot is booked. Make sure you're ready for it.
₹299 ₹99 until 15 August, Independence Day. One payment, instant access.