IC-38 mock tests - 50-question papers, English & Hindi.
Exam-pattern IC-38 mock tests for life, general and composite agents. Every paper is 50 questions in 60 minutes, scored instantly against the real 18/50 pass mark, with a plain-language explanation for every answer - updated to the latest III/IRDAI syllabus.
- Full-length IC-38 mock exams on the real question pattern
- Practice on the actual online exam interface you'll see on test day
- Weak & strong area analysis after every mock
- Exam readiness score that tracks your preparation, not guesses
You save ₹200 today
- Full-length mock tests
- Chapter-wise MCQs
- English + Hindi
One payment, no subscription · Valid for 2 months
Everything you need to actually improve
Daily Drills
A fresh, bite-sized set of questions every day - just enough to keep your streak and your speed alive.
Key Concepts
Key concepts, one card at a time - formulas, static GK and definitions, the stuff that's easy to forget between mocks.
Strong & Weak Analysis
Every attempt is broken down section by section, so you always know exactly what to fix next.
Bookmarks
Save any question you want to revisit - build your own revision set as you practise.
How IC-38 is actually structured
IC-38 is a single objective-type paper delivered online at IRDAI-authorised test centres, with results shown instantly on submission. Candidates first complete mandatory pre-recruitment training - 50 hours for a single line (life or general) and 75 hours for a composite licence - then sit a 50-question, 50-mark multiple-choice exam of 1 hour. There is no negative marking, and the paper is available in English, Hindi and several regional languages.
Full syllabus coverage
Insurance Principles & Fundamentals
- check_circleRisk and its management
- check_circlePrinciples of insurance
- check_circleRole of the insurance agent
Regulatory Framework (IRDAI)
- check_circleIRDAI Act & functions
- check_circleAgent code of conduct
- check_circleAML / KYC norms
Life Insurance
- check_circleTerm, endowment, ULIPs & annuities
- check_circlePremiums, bonus & surrender value
- check_circleUnderwriting & proposal forms
General Insurance
- check_circleMotor, fire & marine insurance
- check_circleHealth & personal accident
- check_circleCommercial / liability covers
Policy Servicing & Claims
- check_circleFree-look period, nomination
- check_circleClaims procedure & settlement
- check_circleInsurance Ombudsman
Questions people ask
Are the mock tests the same pattern as the real IC-38 exam?
Yes - 50 multiple-choice questions in 60 minutes, mixed across the common and licence-specific sections, scored against the real 35% (18/50) pass mark with no negative marking.
Is IC-38 practice available in Hindi?
Yes. Every mock test and practice question is available in English and Hindi - switch languages any time.
Can I practise on my phone?
Yes - practice works on any phone or laptop browser, and in the PrepClever app. Your progress syncs across devices.
Is there a free way to try before I buy?
Yes - free IC-38 practice questions are open with no signup, so you can see the question style before deciding. Premium adds the full 50-question mocks, both languages and an explanation on every answer.
What exactly does ₹99 unlock?
All full-length IC-38 mocks, all chapter-wise question banks in both languages, and explanations on every answer. One payment - no subscription.
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₹299 ₹99 until midnight tonight. One payment, instant access.