scheduleLimited-time pricing for IRDAI POSP, ends 15 August, Independence Day
IRDAI POSP Exam Mock Tests
Practice the exact question style your sponsor's online qualifying exam uses: 50 MCQs in 60 minutes on insurance basics, standardised point-of-sale products, IRDAI conduct rules and sales/servicing. Built for POSP candidates who finished their 15-hour training and want a final check before booking the exam.
60-minute online exam
50 Questions
Self-paced, before the exam
15-Hour Training
Minimum eligibility, age 18+
Class 10th Pass
Uncapped earnings, no fixed salary
Commission-Based
Everything below, for IRDAI POSP Premium. One payment, no subscription.
boltEnroll Now, ₹99arrow_forwardlockSecure checkout · Instant access
Why candidates fail POSP
They treat the 15-hour training as a formality to click through instead of studying it, then get tripped up by questions on IRDAI conduct rules and the difference between standardised and customisable products.
They confuse what a POSP is allowed to sell (pre-underwritten, standardised POS products only) with what a full IC-38 agent can sell, missing scope-of-work questions on the exam.
They skip practice on mis-selling and KYC/AML questions because the training video felt like common sense, then lose marks on the sponsor's compliance-heavy sections.
How IRDAI POSP is actually structured
The POSP path is deliberately lightweight: after a 15-hour IRDAI-mandated in-house training module (usually completed fully online) covering insurance basics, product knowledge, regulations and sales conduct, candidates sit a short online qualifying exam set by their sponsoring insurer or intermediary, typically 50 questions in 60 minutes. Passing awards the POSP certificate, and under IRDAI's Master Circular the sponsor issues an appointment letter within days. Because POSPs may sell only pre-underwritten, standardised products, the exam stays focused on recognising those products and following conduct rules rather than complex underwriting.
Full syllabus coverage
Insurance Basics
- check_circleWhat insurance is and why it matters
- check_circleRisk and its management
- check_circleRole and responsibilities of a POSP
Point-of-Sale Products
- check_circleMotor (third-party and standardised own-damage)
- check_circlePersonal accident, travel and simple term life
- check_circleStandardised health and hospital cash
Regulatory & Compliance
- check_circleIRDAI Master Circular on POS Products and Persons
- check_circleCode of conduct and ethical selling
- check_circleProhibition of mis-selling and rebating
Sales & Servicing
- check_circleNeed-based selling of standardised products
- check_circleProposal, documentation and premium collection
- check_circleBasic claims assistance and grievance handling
Built specifically for IRDAI POSP Premium
Full-length timed mock exams
50-question, 60-minute mocks that mirror your sponsor's online qualifying exam format.
Topic-wise practice sets
Separate drills for insurance basics, POS products, IRDAI compliance, and sales/servicing so weak areas get targeted repetition.
Answer explanations
Every question comes with a plain-language explanation tied to the IRDAI Master Circular and standard POS product rules.
Unlimited re-attempts
Retake any mock or topic set as many times as you like until you're consistently scoring well above the passing bar.
Failing your sponsor's qualifying exam means redoing revision and rebooking a slot before you can start earning commission, while Premium costs ₹99, once.
Updated for 2026
Content tracks the latest official syllabus and pattern.
Secure checkout
Razorpay-powered payment - instant access on completion.
No subscription
One payment. Full access until your exam is done.
Three ways to start right now
Practice free, no signup
Jump straight into real IRDAI POSP practice questions. No account, no payment, no attempt limit.
Try Free POSP Practice QuestionsCreate a free account
Save your progress, get a personalised study plan, and unlock more free practice across PrepClever.
Create Free AccountGet full access
Unlimited mocks, the complete question bank and every explanation - ₹99, one payment.
boltEnroll Now - ₹99Questions people ask
What is the POSP certification?
POSP (Point of Sales Person) is an IRDAI-recognised certification that lets you sell pre-approved, standardised insurance products after just 15 hours of training and a short online exam conducted by an IRDAI-registered insurer or intermediary.
How much can a POSP earn?
Earnings are entirely commission-based and uncapped, from a modest side income to several lakhs a year for active full-time sellers, with insurer bonuses and reward programs on top and zero upfront investment.
What is the difference between POSP and an IC-38 agent?
POSP is the simpler, lower-barrier certification (15 hours of training, a short online test) but you can sell only pre-approved, standardised products. IC-38 requires 50-75 hours of training and a formal Insurance Institute of India exam, and licenses you as a full agent able to sell and tailor the entire product range.
Who is eligible to become a POSP?
Any Indian citizen aged 18 or above who has passed Class 10th (matriculation).
How long does it take to prepare for the POSP exam?
Most candidates need only a few focused days after their 15-hour training: revise insurance basics, POS products and IRDAI conduct rules, then run through timed practice questions and free POSP mock tests on PrepClever until you're comfortable with the format.
Is the POSP exam difficult?
No, it is one of the easiest insurance certifications in India. The exam tests only the 15-hour training content: insurance basics, standardised POS products, IRDAI rules and sales conduct.
What products can a POSP sell?
Only pre-underwritten, standardised point-of-sale products with pre-defined benefits, such as motor, personal accident, travel, and simple term or health plans. Customised or complex plans require a full IC-38 agent licence.
Does POSP work part-time or from home?
Yes, POSP is designed for flexible, digital-first selling. Students, homemakers and working professionals commonly sell POS policies part-time from home using their sponsor's app or portal.
What does ₹99 unlock on PrepClever?
Full-length timed mock exams matching the 50-question, 60-minute format, topic-wise practice sets across all four syllabus areas, explanations for every question, and unlimited re-attempts, all for a one-time ₹99.
How much does it cost to become a POSP overall?
Typically nothing for the training and exam itself, most IRDAI-registered insurers, brokers and aggregators provide it free as part of onboarding since they earn when you sell; there is no separate IRDAI fee payable by the candidate.
Clear your POSP exam on the first attempt
₹299 ₹99 until 15 August, Independence Day. One payment, instant access.