III IC-11 Practice of General Insurance Mock Tests
IC-11 is a compulsory paper of the Insurance Institute of India's Licentiate diploma: 100 multiple-choice questions, 100 marks, 2 hours, and you need 60% to pass; the handbook mentions no negative marking. Practise the Introduction, Policy Documents and Underwriting chapters free right now, then unlock full-length mocks across all 9 chapters.
III IC-11
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No card needed. Full mock tests for this exam are still being built.
- Full 100-question mocks
- Chapter-wise practice
- Section-wise sets
Why candidates fail III IC-11
The 60% pass mark is far above the 35% of the IC-38 agent exam, so habits from that paper do not carry over: 41 wrong answers out of 100 is a fail.
They read the courseware once and stop. Recognising a definition is not the same as picking it out of four close options against the clock, and that is what an MCQ paper tests.
They skip chapters. III publishes no chapter weightage and asks for every question to be attempted, so any chapter of the syllabus can cost marks.
How III IC-11 is actually structured
IC-11 Practice of General Insurance is an online objective paper of multiple-choice questions, 2 hours long, marked out of 100. III's Examination Handbook sets the pass mark at 60% for every MCQ paper, awards a distinction at 75%, and expects all questions to be attempted; it mentions no negative marking. The syllabus (Revised Edition 2023) runs to 9 chapters, covering Introduction to General Insurance, Policy Documents and Forms, Underwriting, Fire Insurance, Marine Insurance, Motor Insurance, Liability Insurance, Personal Accident and Specialty Insurance, Engineering and Other Insurances, Ratings and Premiums, Claims and Insurance Reserves and Accounting. Passing earns 20 credit points towards the Licentiate.
Full syllabus coverage
Section 1: Introduction, Policy Documents and Underwriting
- check_circleIntroduction to General Insurance
- check_circlePolicy Documents and Forms
- check_circleUnderwriting
Section 2: General Insurance Products - Fire, Marine and Motor
- check_circleFire Insurance
- check_circleMarine Insurance
- check_circleMotor Insurance
Section 3: General Insurance Products - Liability, Personal Accident, Engineering and Others
- check_circleLiability Insurance
- check_circlePersonal Accident and Specialty Insurance
- check_circleEngineering and Other Insurances
Section 4: Ratings, Claims and Accounting
- check_circleRatings and Premiums
- check_circleClaims
- check_circleInsurance Reserves and Accounting
Built specifically for III IC-11 Premium
Full 100-question mocks
Timed papers on the real pattern: 100 MCQs in 2 hours, scored against the 60% pass mark, across all 9 chapters.
Chapter-wise practice
Practice sets for every chapter, so you can work through the syllabus in order and see where you stand on each.
Section-wise sets
Drill the four sections of the paper separately, so the chapters you keep getting wrong get extra repetition.
Explained answers
Every question carries a short explanation of the rule or concept it tests, not just the correct option.
A failed IC-11 means paying the exam fee again and waiting for the next III exam window. Premium costs ₹99, once.
Updated for 2026
Content tracks the latest official syllabus and pattern.
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Start FreeQuestions people ask
What is III IC-11 Practice of General Insurance?
IC-11 Practice of General Insurance is a compulsory paper of the Insurance Institute of India's Licentiate diploma. Its syllabus covers Introduction, Policy Documents and Underwriting, General Insurance Products - Fire, Marine and Motor, General Insurance Products - Liability, Personal Accident, Engineering and Others and Ratings, Claims and Accounting. Passing earns 20 credit points towards the Licentiate.
What is the IC-11 exam pattern?
An online, objective multiple-choice paper of 2 hours, marked out of 100 (100 questions). III's handbook asks you to attempt every question; if a question is found to be wrong it is removed and marks are pro-rated on the rest.
What are the passing marks for IC-11?
60% and above, which is III's pass mark for every MCQ paper. 75% and above is awarded a distinction. The handbook does not mention negative marking.
Is there negative marking in IC-11?
III's Examination Handbook does not mention negative marking for its professional exams, and III asks for all questions to be attempted, so answer every question.
How many questions does IC-11 have?
The paper is marked out of 100, and it is widely reported as 100 multiple-choice questions in 2 hours. III's handbook does not print a question count for professional papers.
What is the IC-11 syllabus?
The syllabus (Revised Edition 2023) runs to 9 chapters, which PrepClever groups into four sections: Introduction, Policy Documents and Underwriting (Introduction to General Insurance, Policy Documents and Forms and Underwriting); General Insurance Products - Fire, Marine and Motor (Fire Insurance, Marine Insurance and Motor Insurance); General Insurance Products - Liability, Personal Accident, Engineering and Others (Liability Insurance, Personal Accident and Specialty Insurance and Engineering and Other Insurances); Ratings, Claims and Accounting (Ratings and Premiums, Claims and Insurance Reserves and Accounting). III says the syllabus is indicative, not exhaustive.
How are the questions split across chapters?
III does not publish a chapter-wise weightage. Our mocks spread the 100 questions across the chapters in proportion to their size, grouped into four sections, so no chapter is over- or under-practised.
What is free on PrepClever?
Real questions from the Introduction, Policy Documents and Underwriting section, in seven free practice tests you can take without paying. The remaining chapters, and the full 100-question mocks, are premium.
What does ₹99 unlock?
Full-length 100-question mocks on the 2-hour, 60% pass-mark pattern, section-wise practice sets across all four sections, and an explanation on every answer.
How is IC-11 different from IC-38?
IC-38 is the agent licensing exam (50 questions, 35% to pass) you sit before you can sell insurance. IC-11 is a compulsory paper of the Insurance Institute of India's Licentiate diploma, pitched at people building a career in insurance, and it needs 60% to pass.