SBI CBO: pattern, syllabus and eligibility
SBI's officer recruitment for bankers with 2 years' experience, posted within one circle in their own state language.
SBI Circle Based Officer (CBO) recruitment hires experienced officers from other scheduled commercial banks and regional rural banks into SBI's Junior Management Grade Scale I. Candidates apply to one circle, must know that circle's local language, and serve in that circle. Selection is an online test (objective plus descriptive), screening and an interview.
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Eligibility Criteria
schoolEducation
Graduation in any discipline from a recognised university, plus at least 2 years' experience as an officer in a scheduled commercial bank or regional rural bank.
cakeAge Limit
21-30 years (recent cycles), with relaxation for SC/
flagNationality
Indian citizen, proficient in reading, writing and understanding the local language of the circle applied for.
Exam Pattern
The online test has an objective paper of 120 questions for 120 marks in 2 hours and a descriptive English paper (letter and essay) of 50 marks in 30 minutes, taken on the same day. There is no negative marking and no sectional cut-off in recent cycles. Shortlisted candidates go through screening and a 50-mark interview, and must pass a local language test unless they studied the language at school.
Online Test: Objective
Computer-based MCQ120 min| Section | Questions | Marks |
|---|---|---|
| English Language | 30 | 30 |
| Banking Knowledge | 40 | 40 |
| General Awareness / Economy | 30 | 30 |
| Computer Aptitude | 20 | 20 |
Online Test: Descriptive
Typed on computer30 min| Section | Questions | Marks |
|---|---|---|
| Letter writing | 1 | 25 |
| Essay | 1 | 25 |
Key Topics & Syllabus
Banking Knowledge
- check_circleBanking products and services
- check_circleCredit, NPAs and recovery
- check_circleKYC, AML and banking regulation
- check_circlePriority sector and financial inclusion
General Awareness / Economy
- check_circleIndian economy and RBI policy
- check_circleGovernment schemes
- check_circleFinancial current affairs
English Language
- check_circleReading comprehension
- check_circleGrammar and vocabulary
- check_circleLetter and essay writing
Computer Aptitude
- check_circleComputer fundamentals
- check_circleNetworks and the internet
- check_circleCyber security basics
Career Roles & Salary
Circle Based Officer (JMGS-I)
Starting basic ₹48,480/month plus allowances
Branch banking, credit and customer service in branches within the chosen circle.
How to Prepare
Check eligibility
Confirm 2 years of officer experience in a scheduled commercial bank or RRB, and the age limit on the notification date.
Pick a circle
Apply for one circle only, and choose the local language you will be tested in.
Prepare banking knowledge
Banking Knowledge is the biggest objective section at 40 marks. Revise credit, operations and regulation from your own work.
Practise letters and essays
The 50-mark descriptive paper is typed, so practise writing to time on a keyboard.
Clear screening and interview
Bring your experience documents to screening; the interview carries 50 marks.
Important Dates (Tentative)
| Event | Expected Date |
|---|---|
| Notification | Usually April-May (check sbi.co.in/careers) |
| Online test | Usually July-August |
| Interview | Usually September-October |
* Dates are indicative based on historical patterns. Check the official website for confirmed dates.
Prepare for SBI CBO the smarter way
SBI CBO practice is coming soon. Use the pattern and syllabus on this page to plan your study.
SBI CBO FAQ
Can a fresher apply for SBI CBO?
No. You need at least 2 years' experience as an officer in a scheduled commercial bank or regional rural bank.
Is there negative marking in SBI CBO?
Recent notifications have had no negative marking in the objective test.
Can I transfer out of my circle?
CBOs are recruited for a specific circle and are not normally transferred outside it for a fixed period. Check the notification for the current rule.
Does PrepClever have SBI CBO mock tests?
Not yet. SBI CBO practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.
Ready to crack SBI CBO?
SBI CBO practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.