IIBF MSME: pattern, syllabus and eligibility
IIBF's certificate on lending to and servicing micro, small and medium enterprises.
The Certificate Examination in MSMEs covers the MSME sector, government policy and the full cycle of MSME credit: appraisal, working capital and term loans, credit guarantees, rehabilitation and recovery. It suits bankers in MSME branches, SME credit hubs and relationship roles.
IIBF MSME mock tests & question bank
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We're building IIBF MSME practice on PrepClever. Until it launches, this page has the pattern, syllabus and eligibility.
Eligibility Criteria
schoolEducation
Open to IIBF members and non-members, including bank staff and others interested in MSME finance.
cakeAge Limit
No age limit.
flagNationality
Offered within India.
Exam Pattern
IIBF MSME is a single online exam of 120 multiple-choice questions for 100 marks in 2 hours, in English. There is no negative marking, and the pass mark is 60 out of 100 under IIBF's current rules. Check the rules booklet for the attempt window and fee before registering.
IIBF Certificate Examination in MSMEs
Online120 min| Section | Questions | Marks |
|---|---|---|
| Single paper (all modules) | 120 | 100 |
Key Topics & Syllabus
MSME sector and policy
- check_circleMSME definitions and Udyam registration
- check_circleGovernment schemes and the MSMED Act
- check_circleRole of SIDBI and credit guarantee (CGTMSE)
MSME credit
- check_circleCredit appraisal of MSMEs
- check_circleWorking capital assessment
- check_circleTerm loans and project finance
Monitoring and recovery
- check_circleEarly warning signals
- check_circleRestructuring and rehabilitation of stressed MSMEs
- check_circleRecovery and the MSME framework under IBC
Career Roles & Salary
MSME Credit Officer / Relationship Manager
Bank officer scale
Appraises and manages MSME loan accounts in branches and SME hubs.
How to Prepare
Read the rules booklet
Download the current rules & syllabus PDF from iibf.org.in for the fee, attempt window and pass mark.
Register on the IIBF portal
Apply as a member or non-member and choose an exam date in the open window.
Study the courseware
IIBF publishes official courseware for the certificate through its publisher.
Take the online exam
120 questions in 2 hours with no negative marking, so answer every question. You need 60 marks to pass.
Important Dates (Tentative)
| Event | Expected Date |
|---|---|
| Exam windows | Several windows a year (see the IIBF exam calendar) |
* Dates are indicative based on historical patterns. Check the official website for confirmed dates.
Prepare for IIBF MSME the smarter way
IIBF MSME practice is coming soon. Use the pattern and syllabus on this page to plan your study.
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IIBF MSME guides
- SyllabusThe IIBF MSME syllabus by area, with the topics each one covers.
- Exam PatternThe IIBF MSME exam pattern: format, marks, duration and pass rules.
- EligibilityWho can take IIBF MSME: education, age and other conditions.
- Registration & DatesHow to register for IIBF MSME and where the dates are published.
- Study MaterialWhat to study for IIBF MSME, and where to find official material.
- What Is an MSMEMSMEs are classified as micro, small or medium under the MSMED Act, using investment and turnover.
- Udyam RegistrationUdyam is the online registration for MSMEs.
- MSMED ActThe MSMED Act, 2006 is the main law for the sector, covering classification, promotion and delayed payments.
- Delayed PaymentsThe MSMED Act protects MSME suppliers against late payment by buyers, with interest and facilitation councils.
- TReDSThe Trade Receivables Discounting System lets MSMEs get paid early by selling invoices to financiers.
- CGTMSEThe Credit Guarantee Fund Trust for Micro and Small Enterprises guarantees eligible loans, so lenders can lend without collateral.
- SIDBIThe Small Industries Development Bank of India is the main development finance institution for MSMEs.
IIBF MSME FAQ
Is there negative marking?
No. A wrong answer costs nothing, so attempt every question.
What is the pass mark?
60 out of 100 under IIBF's current rules.
Do I need to work in a bank?
No. The exam is open to members and non-members of IIBF.
Does PrepClever have IIBF MSME mock tests?
Not yet. IIBF MSME practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.
Ready to crack IIBF MSME?
IIBF MSME practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.