LIC AAO: pattern, syllabus and eligibility
Class I officer recruitment at the Life Insurance Corporation of India.
LIC recruits Assistant Administrative Officers (AAO) as generalists and specialists (such as IT, CA, actuarial and legal). AAOs are Class I officers who work in branch, divisional and zonal offices. Selection is a preliminary exam, a main exam with a descriptive English paper, an interview and a medical examination.
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Eligibility Criteria
schoolEducation
Graduation in any discipline for generalists; specialist posts need the degree or qualification set in the notification.
cakeAge Limit
21-30 years, with relaxation for SC/
flagNationality
Indian citizen.
Exam Pattern
Prelims has 100 questions in 1 hour. English (30 marks) is qualifying, and merit is on Reasoning and Quantitative Aptitude (70 marks). Mains has 120 objective questions for 300 marks in 150 minutes plus a 30-minute descriptive English paper (letter and essay, 25 marks) that is qualifying. A quarter mark is deducted per wrong objective answer. Mains and interview decide the final merit.
Preliminary Exam
Online, objective60 min| Section | Questions | Marks |
|---|---|---|
| Reasoning Ability | 35 | 35 |
| Quantitative Aptitude | 35 | 35 |
| English Language (qualifying) | 30 | 30 |
Main Exam: Objective
Online, objective150 min| Section | Questions | Marks |
|---|---|---|
| Reasoning Ability | 30 | 90 |
| General Knowledge & Current Affairs | 30 | 60 |
| Data Analysis & Interpretation | 30 | 90 |
| Insurance & Financial Market Awareness | 30 | 60 |
Main Exam: Descriptive (qualifying)
Online, typed30 min| Section | Questions | Marks |
|---|---|---|
| Letter writing and essay | 2 | 25 |
Key Topics & Syllabus
Insurance & Financial Market Awareness
- check_circleLife insurance basics and LIC products
- check_circleIRDAI and insurance regulation
- check_circleFinancial markets and the economy
Aptitude
- check_circlePuzzles and seating arrangement
- check_circleData interpretation
- check_circleArithmetic and number series
General Knowledge & English
- check_circleCurrent affairs
- check_circleReading comprehension
- check_circleLetter and essay writing
Career Roles & Salary
Assistant Administrative Officer
Basic ₹88,635/month (recent cycles) plus allowances
Administration, underwriting, claims and customer service in LIC offices.
How to Prepare
Apply when LIC notifies
Watch licindia.in careers for the AAO notification.
Clear prelims
English is qualifying; merit is on Reasoning and Quant.
Focus on mains
Reasoning and Data Analysis carry 90 marks each, and insurance awareness 60.
Interview and medical
Shortlisted candidates are interviewed and must pass a medical exam.
Important Dates (Tentative)
| Event | Expected Date |
|---|---|
| Notification | Varies by year (check licindia.in careers) |
* Dates are indicative based on historical patterns. Check the official website for confirmed dates.
Prepare for LIC AAO the smarter way
LIC AAO practice is coming soon. Use the pattern and syllabus on this page to plan your study.
Related IRDAI exams
- IC-38IC-38 Insurance Agents Certification
- IRDAI POSPIRDAI Point of Sales Person
- III IC-01 Principles of InsuranceIII IC-01 Principles of Insurance (Licentiate)
- III IC-11 Practice of General InsuranceIII IC-11 Practice of General Insurance (Licentiate)
- III IC-22 Life Insurance UnderwritingIII IC-22 Life Insurance Underwriting (Associateship)
LIC AAO guides
- SyllabusThe LIC AAO syllabus by area, with the topics each one covers.
- Exam PatternThe LIC AAO exam pattern: format, marks, duration and pass rules.
- EligibilityWho can take LIC AAO: education, age and other conditions.
- Registration & DatesHow to register for LIC AAO and where the dates are published.
- Study MaterialWhat to study for LIC AAO, and where to find official material.
- Life Insurance BasicsLife insurance pays a sum on death or at maturity, in return for premiums.
- Plan TypesThe main life plans are term, endowment, whole life, money back and unit linked.
- LIC HistoryLIC was set up in 1956 by merging life insurers after nationalisation.
LIC AAO FAQ
Is there negative marking in LIC AAO?
Yes. A quarter of the marks for a question is deducted for each wrong objective answer.
Do prelims marks count in the final merit?
No. Prelims is for shortlisting; mains and the interview decide the final merit.
Does PrepClever have LIC AAO mock tests?
Not yet. LIC AAO practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.
Ready to crack LIC AAO?
LIC AAO practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.