III IC-27: pattern, syllabus and eligibility
The III paper on health insurance products, underwriting and claims, for insurers and TPAs.
IC-27 Health Insurance is a paper of the Insurance Institute of India covering health insurance products, underwriting, claims management, the role of TPAs and IRDAI's health insurance regulations. It suits staff of health and general insurers, TPAs and brokers.
III IC-27 mock tests & question bank
Coming soon
We're building III IC-27 practice on PrepClever. Until it launches, this page has the pattern, syllabus and eligibility.
Eligibility Criteria
schoolEducation
Membership of the Insurance Institute of India, applied for online before registering. Check the current III Examination Handbook for the Associateship entry rules.
cakeAge Limit
No separate age limit is prescribed for the paper; III membership rules apply.
flagNationality
Open to candidates in India; III also runs exams abroad on its published terms.
Exam Pattern
III IC-27 is an online objective paper of 100 multiple-choice questions, 2 hours long, marked out of 100. III's handbook sets the pass mark at 60% for MCQ papers and awards a distinction at 75%. III publishes no chapter-wise weightage; study the whole courseware.
III IC-27 Health Insurance
Online (Computer-Based)120 min| Section | Questions | Marks |
|---|---|---|
| Full courseware | 100 | 100 |
Key Topics & Syllabus
Products
- check_circleIndemnity and benefit health products
- check_circleIndividual, family floater and group covers
- check_circleGovernment health schemes
Underwriting
- check_circleHealth underwriting and pre-existing diseases
- check_circlePricing and moratorium rules
- check_circlePortability and renewability
Claims and regulation
- check_circleCashless and reimbursement claims
- check_circleRole of TPAs
- check_circleIRDAI health insurance regulations
Career Roles & Salary
Health Claims / Underwriting Executive
Insurer and TPA pay scales
Handles health underwriting and claims at insurers and TPAs.
How to Prepare
Become a III member
Apply for membership online at insuranceinstituteofindia.com.
Register for the paper
Choose III IC-27 and an exam date in the online exam schedule.
Study the courseware
III's official courseware is the syllabus.
Pass with 60%
100 questions in 2 hours; 60 marks to pass, 75 for a distinction.
Important Dates (Tentative)
| Event | Expected Date |
|---|---|
| Exam dates | Year-round online slots (see the III exam schedule) |
* Dates are indicative based on historical patterns. Check the official website for confirmed dates.
Prepare for III IC-27 the smarter way
III IC-27 practice is coming soon. Use the pattern and syllabus on this page to plan your study.
Related IRDAI exams
- IC-38IC-38 Insurance Agents Certification
- IRDAI POSPIRDAI Point of Sales Person
- III IC-01 Principles of InsuranceIII IC-01 Principles of Insurance (Licentiate)
- III IC-11 Practice of General InsuranceIII IC-11 Practice of General Insurance (Licentiate)
- III IC-22 Life Insurance UnderwritingIII IC-22 Life Insurance Underwriting (Associateship)
III IC-27 guides
- SyllabusThe IC-27 Health Insurance syllabus from III's Revised Edition 2024, chapter by chapter.
- Exam PatternIC-27 exam pattern: online MCQ paper, 2 hours, 60% to pass, no negative marking, 30 credit points.
- Eligibility & FeesWho can sit IC-27, the ₹900 paper fee and how to register with III.
- Exam DatesIII's 2026 session calendar for IC-27: enrolment, slot booking, exam dates and results.
- Study MaterialThe official IC-27 study course, Revised Edition 2024: ₹250 in English, ₹300 in Hindi.
- Formula SheetClaim frequency, average cost, pure premium, loss ratio and co-payment calculations.
- Health InsuranceWhat health insurance covers and why it is treated differently.
- Health FinancingHow countries pay for health care: tax, social insurance, private cover and out-of-pocket.
III IC-27 FAQ
What is the pass mark?
60%, with a distinction at 75%.
Is IC-27 useful for TPA jobs?
Yes. It covers health claims, TPA operations and IRDAI's health regulations directly.
Does PrepClever have III IC-27 mock tests?
Not yet. III IC-27 practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.
Ready to crack III IC-27?
III IC-27 practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.