IIBF Digital Banking: pattern, syllabus and eligibility
IIBF's certificate on digital channels, payment systems and the risks that come with them.
The Certificate Examination in Digital Banking covers digital banking products and channels, payment systems such as UPI, IMPS and cards, fintech partnerships, and the security, fraud and regulatory issues of digital banking.
IIBF Digital Banking mock tests & question bank
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We're building IIBF Digital Banking practice on PrepClever. Until it launches, this page has the pattern, syllabus and eligibility.
Eligibility Criteria
schoolEducation
Open to IIBF members and non-members.
cakeAge Limit
No age limit.
flagNationality
Offered within India.
Exam Pattern
IIBF Digital Banking is a single online exam of 120 multiple-choice questions for 100 marks in 2 hours, in English. There is no negative marking, and the pass mark is 60 out of 100 under IIBF's current rules. Check the rules booklet for the attempt window and fee before registering.
IIBF Certificate Examination in Digital Banking
Online120 min| Section | Questions | Marks |
|---|---|---|
| Single paper (all modules) | 120 | 100 |
Key Topics & Syllabus
Digital products and channels
- check_circleInternet and mobile banking
- check_circleCards, ATMs and PoS
- check_circleDigital lending and account opening
Payment systems
- check_circleNEFT, RTGS and IMPS
- check_circleUPI and NPCI systems
- check_circlePayment aggregators and wallets
Risk and regulation
- check_circleCyber security and fraud
- check_circleRBI digital payment and lending guidelines
- check_circleCustomer protection and grievances
Career Roles & Salary
Digital Banking Officer
Bank officer scale
Works on digital channels, payments operations and fintech partnerships in a bank.
How to Prepare
Read the rules booklet
Download the current rules & syllabus PDF from iibf.org.in for the fee, attempt window and pass mark.
Register on the IIBF portal
Apply as a member or non-member and choose an exam date in the open window.
Study the courseware
IIBF publishes official courseware for the certificate through its publisher.
Take the online exam
120 questions in 2 hours with no negative marking, so answer every question. You need 60 marks to pass.
Important Dates (Tentative)
| Event | Expected Date |
|---|---|
| Exam windows | Several windows a year (see the IIBF exam calendar) |
* Dates are indicative based on historical patterns. Check the official website for confirmed dates.
Prepare for IIBF Digital Banking the smarter way
IIBF Digital Banking practice is coming soon. Use the pattern and syllabus on this page to plan your study.
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- IIBF DRA (Debt Recovery Agent)IIBF Certificate Examination for Debt Recovery Agents
- IIBF International Trade FinanceIIBF Certificate in International Trade Finance
IIBF Digital Banking guides
- SyllabusThe IIBF Digital Banking syllabus by area, with the topics each one covers.
- Exam PatternThe IIBF Digital Banking exam pattern: format, marks, duration and pass rules.
- EligibilityWho can take IIBF Digital Banking: education, age and other conditions.
- Registration & DatesHow to register for IIBF Digital Banking and where the dates are published.
- Study MaterialWhat to study for IIBF Digital Banking, and where to find official material.
- What Is Digital BankingDigital banking delivers banking services through online and mobile channels rather than only branches.
- Internet BankingInternet banking lets customers use accounts through a bank's website, with login and transaction security.
- Mobile BankingMobile banking uses an app or SMS for banking on a phone.
- NEFTNEFT is a bank-to-bank electronic transfer settled in batches, available round the clock.
- RTGSRTGS settles high-value payments one by one, in real time, and has a minimum amount.
- IMPSIMPS gives instant interbank transfers, and is operated by NPCI.
- UPIUnified Payments Interface lets users pay instantly from bank accounts through apps, using a UPI ID.
IIBF Digital Banking FAQ
Is there negative marking?
No. A wrong answer costs nothing, so attempt every question.
What is the pass mark?
60 out of 100 under IIBF's current rules.
Does it cover UPI and digital lending?
Yes. Payment systems and RBI's digital lending rules are core parts of the syllabus.
Does PrepClever have IIBF Digital Banking mock tests?
Not yet. IIBF Digital Banking practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.
Ready to crack IIBF Digital Banking?
IIBF Digital Banking practice is coming soon. Until then, this page covers the pattern, syllabus and eligibility.