local_fire_department
Insurance Field & Claims Management
Underwriting & Risk Inspection
Physical pre-policy inspection of commercial premises to assess fire and industrial hazards.
10 questions20 minAnswers revealed at the end
local_fire_department
timer20:00
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Question 1 of 10
During a pre-acceptance fire risk inspection of a factory, the surveyor notes that highly flammable solvents are stored next to an open electrical panel. In underwriting terms this is a:
Moral hazard
Reason to reduce the premium
Non-material fact
Physical hazard that increases the probability/severity of loss
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