III IC-22 Exam Fees and Eligibility
₹900 plus taxes per attempt, after you have passed the Licentiate. Here is the full cost and eligibility picture.
The IC-22 paper enrollment fee is ₹900 plus taxes per attempt in India, under III's fee table effective 1 April 2026. IC-22 is a 30-credit paper, and every 30-credit paper costs the same.
Two other fees can apply once: a one-time Associateship registration fee of ₹1,100 when you first enrol for a compulsory Associateship paper, and III's ₹800 registration fee if you have never registered with III before. Since IC-22 is open only to candidates who have passed the Licentiate, almost everyone has paid the ₹800 already.
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IC-22 Fees From 1 April 2026
From the Table of Fees in III's 2026 Examination Handbook. Taxes are added for candidates in India.
Paper enrollment fee (30 credit points)
India
₹900
Overseas
₹3,900
When you pay it
Every time you enrol for IC-22
One-time registration with compulsory Associateship subjects (in lieu of diploma fee)
India
₹1,100
Overseas
₹4,500
When you pay it
Once, when you first enrol for IC-22, IC-26, IC-45 or IC-46
Registration fee (includes life membership)
India
₹800
Overseas
₹3,500
When you pay it
Once, on first registering with III (normally paid at Licentiate)
Question paper query
India
₹100
Overseas
Not listed
When you pay it
Only if you challenge a question after the exam
IC-22 printed book (optional)
India
₹400
Overseas
₹1,500 to ₹2,550
When you pay it
If you buy III's study course
| Fee | India | Overseas | When you pay it |
|---|---|---|---|
| Paper enrollment fee (30 credit points) | ₹900 | ₹3,900 | Every time you enrol for IC-22 |
| One-time registration with compulsory Associateship subjects (in lieu of diploma fee) | ₹1,100 | ₹4,500 | Once, when you first enrol for IC-22, IC-26, IC-45 or IC-46 |
| Registration fee (includes life membership) | ₹800 | ₹3,500 | Once, on first registering with III (normally paid at Licentiate) |
| Question paper query | ₹100 | Not listed | Only if you challenge a question after the exam |
| IC-22 printed book (optional) | ₹400 | ₹1,500 to ₹2,550 | If you buy III's study course |
Confirm the Total at Checkout
III's handbook lists the ₹1,100 Associateship fee as a one-time registration fee "with compulsory subjects" but does not spell out whether it is charged on top of the ₹900 paper fee or instead of it. The III portal shows the exact amount before you pay; check it there.
Who Can Sit IC-22
IC-22 is a compulsory paper of the Associateship, III's second level. The handbook is clear that you must pass the Licentiate before you register for any compulsory Associateship subject.
The Licentiate itself needs 60 credit points: IC-01 Principles of Insurance, then IC-02 Practice of Life Insurance or IC-11 Practice of General Insurance, plus an optional paper. III's basic eligibility for any professional exam is a pass in matriculation (SSC or equivalent) or at least three years' work with an insurer.
See the question format before you pay anything.
From Licentiate to IC-22
- 1
Pass the Licentiate
Collect 60 credit points, including IC-01 and either IC-02 or IC-11.
- 2
Choose your underwriting paper
IC-22 for the Life stream or IC-45 for the Non-Life stream. Both carry 30 credit points.
- 3
Enrol in a session window
Log in, enrol for IC-22 between the 5th and 15th of the enrolment month, and pay the fee.
- 4
Book your slot
Pick the exam date, time and centre in the slot-booking window that follows.
How Long Your IC-22 Credits Last
| Situation | Rule |
|---|---|
| IC-22 passed, Associateship not yet complete | The 30 credit points are valid for 5 years from the date you passed |
| Associateship completed (250 credit points) | The 250 credit points become permanent |
| Working towards the Fellowship after that | The extra 240 credit points must be earned within 7 years |
What the Whole Associateship Costs in Paper Fees
The Associateship needs 250 credit points, 190 of them beyond the Licentiate. IC-22 and IC-26 Life Assurance Finance are the two compulsory Life-stream papers, at ₹900 each. The remaining 130 points come from optional papers at ₹600, ₹900 or ₹1,100 each depending on whether they carry 20, 30 or 40 credit points. A failed attempt means paying the paper fee again.
FAQs
What is the IC-22 exam fee?expand_more
₹900 plus taxes per attempt in India (₹3,900 overseas), the fee III charges for every 30-credit paper from 1 April 2026.
Is there a separate Associateship registration fee?expand_more
Yes. III charges a one-time ₹1,100 registration fee when you first enrol for a compulsory Associateship paper. It replaces the diploma fee, so nothing more is charged when you are awarded the Associateship.
Can I take IC-22 without passing the Licentiate?expand_more
No. III's handbook requires the Licentiate to be passed before registration for the compulsory subjects of the Associateship.
Do I need IC-02 to take IC-22?expand_more
III's handbook does not tie the two. It requires a passed Licentiate (with IC-02 or IC-11) and lists IC-22 as the Life-stream choice. IC-02 is the natural preparation, since it covers life insurance practice.
How long are IC-22 credit points valid?expand_more
Five years from the date you pass, until you complete the Associateship. After that, your 250 credit points are permanent.
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