III IC-45 Exam Pattern
One online MCQ paper, two hours, 60% to pass.
IC-45 General Insurance Underwriting is one online multiple-choice paper, 2 hours long. You pass with 60%, earn a distinction at 75%, and there is no negative marking, so every question is worth attempting.
You save ₹250
- Full 100-question mocks
- Chapter-wise practice
- Section-wise sets
One payment, no subscription · Valid for 1 month
The IC-45 Exam Pattern at a Glance
| Detail | What III says |
|---|---|
| Mode | Online, at an exam centre you book |
| Question type | Objective multiple-choice questions |
| Duration | 2 hours |
| Pass mark | 60% and above |
| Distinction | 75% and above |
| Negative marking | None |
| Credit points | 30, towards the 250 the Associateship needs (including 60 at Licentiate) |
| Level | Associateship compulsory for the Non-Life stream (Life candidates take IC-22) |
How Many Questions Are There?
III states the pass rule as a percentage and does not print a question count or maximum marks for its professional papers. The paper is widely reported as 100 questions, but that figure is not from III, so treat it as a planning guide only.
Quick practice on rating and risk selection. No signup needed.
Using the Two Hours
- check_circleWith no negative marking, never leave a question blank.
- check_circleRating questions take longer, so answer the definition questions first if the system lets you move between questions.
- check_circleCalculators are covered in III's exam-day rules: check the current handbook before you travel.
FAQs
What is the pass mark for IC-45?expand_more
60%. A score of 75% or more is a distinction.
Is there negative marking in IC-45?expand_more
No. III's FAQ says its MCQ examinations have no negative marking.
How many credit points is IC-45 worth?expand_more
30 credit points.
Access exam-specific mock tests directly from your Android device.Next steps
Take a full IC-45 mock testFull-length IC-45 practice, timed to 2 hours and scored instantly.