LIC AAO Exam Pattern 2026
How the exam is structured.
Prelims has 100 questions in 1 hour. English (30 marks) is qualifying, and merit is on Reasoning and Quantitative Aptitude (70 marks). Mains has 120 objective questions for 300 marks in 150 minutes plus a 30-minute descriptive English paper (letter and essay, 25 marks) that is qualifying. A quarter mark is deducted per wrong objective answer. Mains and interview decide the final merit.
LIC AAO at a Glance
| Detail | Value |
|---|---|
| Prelims | 100 MCQs, 70 marks, 1 hour |
| Mains | 120 MCQs, 300 marks + 25-mark descriptive |
| Negative Marking | 1/4 mark per wrong answer |
| Post | AAO, Class I officer |
Preliminary Exam
Reasoning Ability
Questions
35
Marks
35
Quantitative Aptitude
Questions
35
Marks
35
English Language (qualifying)
Questions
30
Marks
30
| Section | Questions | Marks |
|---|---|---|
| Reasoning Ability | 35 | 35 |
| Quantitative Aptitude | 35 | 35 |
| English Language (qualifying) | 30 | 30 |
Quick practice. No signup needed.
Main Exam: Objective
Reasoning Ability
Questions
30
Marks
90
General Knowledge & Current Affairs
Questions
30
Marks
60
Data Analysis & Interpretation
Questions
30
Marks
90
Insurance & Financial Market Awareness
Questions
30
Marks
60
| Section | Questions | Marks |
|---|---|---|
| Reasoning Ability | 30 | 90 |
| General Knowledge & Current Affairs | 30 | 60 |
| Data Analysis & Interpretation | 30 | 90 |
| Insurance & Financial Market Awareness | 30 | 60 |
Check Before You Apply
Fees, dates and rules are set by the conducting body and can change. Confirm them on LIC careers (licindia.in) before you register.
Next steps
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