S-06 Motor Insurance: The Motor Surveyor Paper
Motor is one of eight departmental papers. What III's S-06 covers, and how to study it next to S-01.
S-06 Motor Insurance is the departmental paper for trainees enrolled in the Motor department. III lists it in Section II of the surveyor exam, next to S-02 Fire through S-09 Crop. You sit it alongside the common S-01 paper, and you need 60 out of 100 in each.
Its study course is IC S06, Motor Insurance (For Surveyors), 2023 edition. Where S-01 teaches principles that hold for every class of insurance, S-06 is about one: vehicles, their own damage claims, and the third-party liability that comes with them.
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S-06 at a Glance
| Item | Detail |
|---|---|
| Paper | S-06 Motor Insurance (Section II, departmental) |
| Study course | IC S06, 2023 edition, 13 chapters |
| Taken with | S-01, the common Section I paper |
| Marking | Out of 100, 60 to pass |
| Sessions | Four a year: March, June, September and December |
| Fee | ₹500 per paper, plus the one-time ₹500 registration for fresh candidates, plus tax |
| Who can enrol for Motor | A BE, BTech, BSc (Engg) or AMIE in Mechanical or Automobile Engineering, or a 3-year diploma in either |
Question Count and Time Are Not Published
III's handbook does not print the number of questions or the time allowed for surveyor papers. Check the latest on insuranceinstituteofindia.com when you book, and treat any figure you see elsewhere as unconfirmed.
The 13 Chapters of IC S06
Chapter titles as III lists them in its 2026 surveyor syllabus.
| Chapter | Title |
|---|---|
| 1 | Introductory: History of Motor Insurance |
| 2 | Market Practice of Motor Insurance in India |
| 3 | Motor Insurance Underwriting |
| 4 | Types of Motor Policies |
| 5 | Policy Documents and Add on Covers |
| 6 | Motor Insurance Own Damage Claims |
| 7 | Third Party Liability Claims in India |
| 8 | Motor Accident Claims Tribunal |
| 9 | Legal Aspects |
| 10 | Importance of Motor Vehicle Act |
| 11 | Grievance Redressal Mechanism |
| 12 | Fraud Management and Internal Audit |
| 13 | Use of Technology in Motor Insurance |
S-06 never comes alone. Practise the S-01 half free.
How the Chapters Group
Three blocks, by what a motor surveyor does with them.
- check_circleThe product (chapters 1-5): how motor cover is sold, underwritten and worded, including add-on covers. This is where IDV and the policy's depreciation terms are set.
- check_circleThe claim (chapters 6-8): own damage claims, which is the surveyor's daily work, then third-party claims and the Motor Accident Claims Tribunal, where liability is decided.
- check_circleThe framework (chapters 9-13): the law, the Motor Vehicles Act, grievance redressal, fraud control and technology in claims.
Where S-01 and S-06 Meet
S-01 chapters that a motor claim draws on directly.
| S-01 chapter | Motor use |
|---|---|
| Indemnity and its Corollaries | Depreciation on parts, salvage on a total loss, subrogation against a third party |
| Proximate Cause | Whether the damage came from an insured peril or from wear, breakdown or an excluded cause |
| Types of Loss | Repair versus total loss and constructive total loss |
| Factors Affecting the Admissibility of the Claim | Valid policy, driving licence, use within the policy's limits |
| Loss Evaluation, Assessment and Adjustment | Parts, labour, painting, depreciation and salvage worked into the assessed amount |
| Reporting | The final survey report and its timelines |
A Study Order That Works
- 1
Start with S-01's principles chapters
Indemnity, proximate cause and types of loss carry straight into S-06 chapter 6. Learning them once serves both papers.
- 2
Read S-06 chapters 4-6 next
Policy types, wording and own damage claims are the heart of the paper and of the job.
- 3
Then chapters 7-10 on liability and law
Third-party claims, the tribunal and the Motor Vehicles Act are rule-heavy. Make a short list of sections and limits as you read.
- 4
Finish with the framework chapters
Grievance redressal overlaps with S-01 chapter 16. Fraud and technology are short.
- 5
Book both papers in the same session if you can
Sitting S-01 and S-06 together uses one trip through the shared material. Check how many papers III lets you book in one session when you register.
After S-06
Passing S-01 and S-06 makes you eligible to start practical training in Motor. NIA Pune's final practical test, which follows that training, has its own one-hour Motor slot: on 31 October 2026 it ran from 12:10 pm to 1:10 pm.
FAQs
What is the S-06 paper?expand_more
S-06 Motor Insurance is III's departmental paper for the Motor department of the surveyor pre-licensing exam. Its study course is IC S06 (2023 edition).
Do I have to pass S-01 as well as S-06?expand_more
Yes. S-01 is common to every department. A Motor trainee needs 60 out of 100 in both S-01 and S-06.
Who can take the motor surveyor paper?expand_more
Trainees enrolled with IRDAI for the Motor department. That needs an engineering degree in Mechanical or Automobile Engineering (BE, BTech, BSc Engg or AMIE), or a 3-year diploma in either.
How many questions are in S-06?expand_more
III does not publish the number of questions or the duration for surveyor papers. It states only that each paper is marked out of 100 and 60 is the pass mark.
Can I add Motor later if I am licensed in another department?expand_more
Licensed surveyors add departments by passing that department's paper and completing the training IRDAI specifies. Check your eligibility for Motor first, because each department has its own qualification list.
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