IIBF AML/KYC Exam Pattern
One paper, 120 questions, 60% to pass. Here's exactly how it's scored.
IIBF's AML/KYC certificate is a single paper. There's no Phase I and Phase II, no separate objective and descriptive component, and no interview stage. You sit one 2-hour online test, and your score on that one paper is the entire result.
This page covers only the mechanics: how many questions, how it's scored, what counts as a pass, and how attempts and re-registration work. For what the syllabus actually covers, see the syllabus page.
You save ₹200 today
- Full 120-question mocks
- PMLA & KYC Master Direction coverage
- Section-wise practice
One payment, no subscription · Valid for 2 months
The Full Pattern
| Detail | Value |
|---|---|
| Mode | Online, remote-proctored |
| Questions | 120 MCQs |
| Marks | 100 |
| Duration | 2 hours |
| Language | English only |
| Negative Marking | None |
| Pass Mark | 60 out of 100 |
The AML/KYC Split Isn't an Official Rule, and This Page Won't Present It as One
Our own repo's data, drawn from three internal sources, describes this paper as 60 AML questions worth 50 marks plus 60 KYC questions worth 50 marks. But IIBF's official Rules & Syllabus PDF describes ONE undivided 120-question, 100-mark paper, with no stated per-topic breakdown. Where you see a 60/60 split mentioned elsewhere, including on this site, treat it as an even split by subject weight, as commonly described, not an IIBF-published structural rule. We're not asserting it as confirmed fact here.
Why 60/100 Is a Stricter Bar Than It Looks
A 60% pass mark leaves less room for careless errors than JAIIB's 50% pass mark. With no negative marking, every attempted question still counts toward that higher bar, so there's meaningfully less room to coast than on a 50%-threshold paper.
Questions in the format described above. No signup.
Attempts and Re-registration
- check_circleThere's no fixed numeric cap on how many times you can attempt this exam.
- check_circleEvery attempt, including a re-sit after a fail, needs a fresh registration, and that registration is charged at the same fee as a first attempt.
- check_circleThe fee is non-refundable once paid, whatever the outcome.
- check_circleThe exam is offered roughly twice a month, on the 2nd and 4th Saturday plus every Sunday, so a fail costs weeks of waiting, not months.
A Few Mechanics Worth Knowing Before Exam Day
- check_circleSlot selection is first-come-first-served. Once you've booked a date and time, it cannot be changed for any reason.
- check_circleThe certificate is issued digitally by email within 3 weeks of the result. No paper certificate is issued at all.
Not the JAIIB/CAIIB Chapter of the Same Name
This is a separate, standalone, open-entry Certificate Examination in AML/KYC, not the KYC/AML topic tested inside JAIIB's PPB paper or inside CAIIB. The full disambiguation, and what AML and KYC actually mean as concepts, lives on the aml-and-kyc-concepts page.
FAQs
How many questions and how much time?expand_more
120 MCQs for 100 marks, in a single 2-hour online, remote-proctored paper.
Is there negative marking?expand_more
No. There's no negative marking on this paper.
What is the pass mark?expand_more
60 out of 100.
Is the paper split evenly between AML and KYC?expand_more
That's how it's commonly described, including in our own site's other data, but it isn't an IIBF-published rule. IIBF's official Rules & Syllabus PDF describes one undivided 120-question paper with no stated per-topic breakdown.
How many attempts do I get?expand_more
There's no fixed numeric cap, but every attempt needs a fresh registration paid at the same fee as a first attempt, and that fee isn't refunded either way.
Is AML/KYC harder than JAIIB?expand_more
There's no official difficulty ranking between the two. What's factual is the pass-mark contrast: AML/KYC needs 60% to pass, JAIIB needs 50%. Beyond that, we're not declaring a winner.
Next steps
Take a full IIBF AML/KYC mock testSimulate the real 120-question, 2-hour format.