III IC-11 Exam Pattern and Passing Marks
Two hours, multiple choice, 60% to pass. Here is how the paper is scored and what III does not publish.
IC-11 Practice of General Insurance is one online multiple-choice paper, 2 hours long. You pass with 60% and earn a distinction with 75%. There is no negative marking, and III expects every question to be attempted. There is no descriptive paper, no practical and no interview.
This page covers the mechanics: how the paper is scored, what happens if a question is wrong, and the exam-day rules. What the questions cover is on the syllabus page.
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The IC-11 Exam Pattern at a Glance
| Detail | What III says |
|---|---|
| Mode | Online, at an exam centre whose date, time and centre you book yourself |
| Question type | Objective multiple-choice questions (MCQ) |
| Duration | 2 hours |
| Pass mark | 60% and above |
| Distinction | 75% and above |
| Negative marking | None |
| Questions to attempt | All of them ("100% questions to be attempted") |
| Credit points on passing | 20 (of the 60 the Licentiate needs) |
| Language | English; III publishes the list of subjects offered bilingually each session |
How Many Questions Are There?
III states the pass rule as a percentage and does not print a question count or maximum marks for its professional papers. IC-11 is widely reported as 100 questions. Whatever the count on the day, the bar is the same: 60% of the maximum.
What the Questions Look Like
IC-11 questions are short and practical. Many are factual (which document proves motor cover to the police, what a cover note is for), and many describe a situation and ask what the policy does: a godown insured for less than its value, a cargo damaged in a warehouse after discharge, an employee injured on a contractor's site in Pune.
The trap is usually one word. Options will differ between excess and deductible, open policy and open cover, particular and general average. Learn the exact terms, not just the idea.
Quick practice on risk inspection and hazards. No signup.
What Happens if a Question Is Wrong
III's Examination Handbook sets a fixed rule:
- 1
Raise it within 8 days
Log in to the III portal and file a Question Paper Related Query within 8 days of your exam. It costs ₹100 per query plus GST; queries by email are not considered.
- 2
Under 10% wrong: the question is dropped
If fewer than 10% of the questions are declared erroneous, they are removed for everyone, attempted or not, and your marks are recalculated on the remaining questions as 100.
- 3
10% or more wrong: the paper is void
The paper is cancelled and III holds a re-examination for those who sat it, with no extra fee.
- 4
No re-totalling, no answer sheet
Re-totalling and revaluation are not available, and online candidates are not given their answer sheet.
Exam-Day Rules
From III's Examination Handbook.
- checkBring the hall ticket you downloaded when you booked your slot, with an original photo ID.
- checkSimple and scientific calculators are allowed, but III does not provide one. Useful for average and premium sums.
- checkNo books, notes, periodicals or mobile phones in the hall. Possessing them counts as unfair means.
- checkYou may carry a water bottle.
- checkEligible candidates with a disability get 20 extra minutes for every hour of the exam.
- checkYou can sit up to 6 papers in one session, so IC-11 can go alongside IC-01 and an optional paper.
Answer Every Question
With no negative marking and an instruction to attempt all questions, a blank can only cost you. If time runs short, mark an answer for every remaining question.
FAQs
What is the passing mark for IC-11?expand_more
60% and above. 75% and above is a distinction. This is III's rule for every professional MCQ paper.
Is there negative marking in IC-11?expand_more
No. III's FAQ states its MCQ exams have no negative marking, and its handbook asks for all questions to be attempted.
How many questions are in the IC-11 exam?expand_more
III does not print a question count for professional papers. IC-11 is widely reported as 100 multiple-choice questions in 2 hours.
Is the IC-11 exam online?expand_more
Yes. You book the date, time and centre yourself after enrolling, and sit the paper online at that centre.
Can I write IC-11 in Hindi?expand_more
The IC-11 study course is available in Hindi. Whether the paper itself is offered bilingually is published per session on III's Online Examination Schedule page; check it before you enrol.
Next steps
- Syllabusarrow_forward
- Preparationarrow_forward
- Eligibility & Registrationarrow_forward
- III hall ticket and resultarrow_forward
Simulate the 2-hour paper against the 60% bar.